NPA Funding Company in India
Quick approval, expert guidance, and secure funding services for NPA & Stressed borrowers.
NPA Funding - Financial Support for NPA & Stressed Accounts
We offer funding for NPA & stressed account borrowers to close or manage their loan accounts throughout India. This is a form of restructuring of NPA loans that helps in better usage of cash flows, making companies financially stronger. It improves the credit rating of companies & individuals and closes legal issues with the previous bank.
Our loans support NPA accounts at every step, from pre-NPA conditions like SMA1 & SMA2 to the complete revival of NPA accounts. It is also available for borrowers who have settled their debt under One-Time Settlement (OTS) and are looking for NPA settlement finance.
This prevents the hard-earned properties from being taken in the recovery process by banks. This also gives relief from legal issues created by banks to recover their loans.
Our services are available for SME and corporate companies and are available in all major cities of India.
Are You Facing Issues Related to NPA?
- Bank has declared your account as NPA
- Receiving legal notices or recovery pressure
- Unable to arrange funds for One-Time Settlement (OTS)
- Project or business stuck due to financial crunch
- Poor credit score blocking new loans
We have the right solution for you.
Our NPA Funding services are Ideal for:
- Businesses with NPA loan accounts
- Borrowers seeking One-Time Settlement (OTS)
- Borrowers having cases running in DRT & NCLT
- Real estate developers with stalled projects
- Loans classified as SMA1 & SMA2
- Corporate companies classified as NPA or under financial stress
What is NPA Funding?
NPA funding is specialised financial support for NPA borrowers to close their stressed loans & making them standard again. Through this funding, the new lender takes over the previous NPA loan and provides the borrower with a systematic repayment plan. Timely repayment of this new loan rebuilds the borrower’s credit score, which helps secure loans from traditional banks. This also helps manage cash flow better to expand the business.
This funding is different from traditional banking loans and can be provided only through institutions that have products focused on meeting the requirements of NPA borrowers and also have dedicated staff who are well-versed in recovery & legal complications involved in such stressed accounts. Legal complications like the auction process and involvement of DRT/NCLT make financing difficult in such NPA cases.
Our Funding Solutions
We offer diverse financing solutions for NPA account borrowers to meet their requirements at every stage. Whether you want to pay the bank the full amount of the NPA, are thinking about settling the debt under OTS, or need private funds to meet special requirements, we support you at every step.
Loan for NPA Accounts
We offer loans for NPA account holders to close their distressed loans. With this funding, one can settle their NPA liability completely, protect their precious property, and resolve all legal disputes with the bank.
Private Finance for NPA Accounts
Private finance or funds are available for NPA accounts to close their accounts & revive their business with additional funds required towards the working capital. Click Here to Know More about Private Finance
One-Time Settlement Loan (OTS Funding)
We offer debt settlement funds for the One-Time Settlement (OTS). This funding is available from a partial to a full amount of OTS
Finance for Stressed Projects
Funding available for stalled real estate projects & other projects like hotels & resorts. The project must be financially viable, which ensures a good return on investment, or be backed by a financially strong running business.
Stress Asset Funding
We also offer funding for stressed assets, which are backed by a strong repayment source. A repayment plan offered by the sale of the stressed asset is acceptable. The sale amount must be enough to repay the entire principal & interest of the loan. It is available all over India.
Why Choose Our Funding Services
- Loans starting from 50 lakhs to 400+ Crores
- Direct payment to close the NPA account
- Funds for One-Time Settlement (OTS) also
- Direct Takeover of NPA Accounts
- Expert in handling cases under DRT & NCLT Courts
- From Ladakh to Kanyakumari, we cover all major cities of India
- Special options for MSME & Corporate NPA’s
- Fast approval within 7 days
- Online documentation
- Monthly repayment plan
- Option of a moratorium period
- Supports credit revival
Why We Are Leading NPA Finance Company in India
Fast Process
We respect and understand the urgency & timelines for NPA Borrowers. That's why our services are designed in a way that gives fast approvals to ensure the guarantee of the loan.
High Approval Rate
With years of experience & knowledge, the chances of approval for every single case are increased with us. We guide our clients in a way to get 100% approval.
Knowledgeable
Our stressed Asset financing team is well-informed with latest rules & compliances related to the NPA funding solutions. They work closely with the policies of DRT & NCLT Courts and SARFAESI Act.
Transparent Terms
No Upfront or hidden charges, so our clients get what they want with pre-decided costs. So, before & after, there will be no surprises for our clients. Just clear & transparent transaction.
We help our Clients to Manage NPA Accounts & Revive Businesses
We are specialized financial solutions company focused on businesses that are under stress, facing issues such as NPA, low CIBIL, past repayment issues, and borrowers looking for funds to pay OTS, for corporates and MSMEs across India.
With 15+ years of experience in stress finance and NPA solutions, we help borrowers explore financing when conventional banking channels may not be suitable—particularly for NPA, SMA, OTS, stressed-account and property-backed funding requirements. We also offer working capital finance for stressed borrowers for business expansion.
Unlike conventional lenders that primarily assess a borrower through standard credit history and conventional lending parameters, we focus on understanding the overall financial situation, collateral value, business viability, repayment potential, and the proposed exit strategy. fundsource.in
Our rich experience and vast knowledge of the stress industry make us the most prominent NPA Finance company in India. With our vast experience and proper guidance, our clients can manage to become standard assets again. Our offerings are available in every major city to help businesses throughout India.
Our objective: To offer transparent financial solutions for complex financial requirements like NPA & Stressed accounts. Dedicated for individuals, Corporates & MSME borrowers.
What My Clients Say?
FAQ (Frequently Asked Questions)
Does NPA funding improve the borrower’s CIBIL?
Yes, NPA funding is the best way to improve an NPA borrower's CIBIL & increase the credit score. Actually, CIBIL or credit score is directly related to the repayment of the loans. So, if one takes funding from a new lender to close an NPA account, then timely repayment of this new loan will improve the CIBIL & increases the score. Moreover, through this funding, the borrower's NPA status will be removed immediately, and timely repayment of this new loan will be the solution to revive CIBIL & credit score.
What is an NPA account?
An NPA (Non-Performing Asset) account is a loan account where the borrower has failed to make EMI or loan payments for a specific period 90 days or more.
Is my financial information secure?
Yes, we maintain complete confidentiality and ensure that all client information and documents remain safe and protected.
Which are the best NPA funding companies in India?
Companies like NPA Finance Company & Fund Source India are the best NPA funding companies, which provide quick approvals, flexible repayment options, and support for stressed accounts. They offer customised NPA financing solutions, one-time settlement funding, and private finance support for stressed assets and companies facing banking issues.
Can I get a loan for one-time settlement (OTS)?
Yes, many private finance companies and NBFCs provide loans for the one-time settlement of bank loans. These funds help borrowers to fulfil their commitment to OTS in a short period of time. OTS funding is useful for businesses facing financial stress, delayed EMIs, or NPA classification.
Are private lenders available for NPA accounts?
Yes, private lenders can offer asset-backed funding for NPA accounts. They provide these loans in a very short time. But high cost and tough documentation are the dark side of private lending. So, one must be careful in taking funds from private lenders.
Is funding available for NPA real estate projects?
Yes, funding is available for stalled or stressed real estate projects classified as NPA. Some new-age finance companies that offer funding for distressed loans can provide project-based funding, construction finance, and refinancing support to help developers complete projects and improve cash flow.
How can I refinance my NPA account?
Refinancing an NPA account requires the transfer of the NPA account to an NPA funding company, which creates a new loan account by closing the previous loan. Through this refinancing, borrowers can get a new repayment plan with an option of a moratorium period and also be able to raise funds for the expansion of the business.
What is OTS Funding?
OTS funding is financial assistance for NPA account borrowers who settled their NPA loans under the One-Time Settlement scheme and require funds to clear their OTS. A new lender can pay directly to the bank to clear the OTS, and all collateral in the loan account is transferred to this new lender.
How can I get a loan for an NPA account in India?
One can get a loan for an NPA account through financial institutions specialised in providing funds for stressed cases. They provide funding for default loan accounts, debt settlement finance, & business turnaround financing. These companies offer funds based on collateral valuation and borrowers’ repayment capacity.
How can I convert NPA account to normal account?
Transferring the NPA accounts to a new lending company can offer a chance to convert the borrowers’ NPA accounts to normal accounts. Moreover, the timely repayment of these new loans also helps borrowers in their credit revival.
Need Expert Help with NPA Loans & Finance?
Speak directly with our finance experts and get professional guidance for NPA Settlement, OTS Funding, Loan Against Property, and Business Finance solutions.